Business Insurance

Public Liability - protects your business in the event of an unforeseen incident. It covers claims made by the public that happen in connection with your business’s day to day activities

Employers Liability - Protects you for claims brought by employees who have sustained an injury in the course of their employment where Accident Compensation Commission (ACC) does not provide cover.

Statutory Liability - Protects you, your business and your employees against certain unintentional breaches of NZ law resulting in prosecution. The policy provides access to specialist legal assistance and expert advice if you or your business is being prosecuted for breaching an Act.

Businesses that provide opinions, advice, design, or specification run the risk of claims against them if the advice or design turns out to be unsatisfactory.It covers the risk of making a professional mistake: an act, error, omission or through conduct or being misinterpreted.

Insures a business owner against loss or damage to physical assets and can include cover for contents, tools, plant and equipment, fit out and stock which can be extended to have your items covered anywhere in New Zealand as well as at a fixed location. It can also provide cover for commercial and industrial buildings or premises.

When you suffer a business interruption, the financial loss can be more devastating than the physical loss. Business Interruption Insurance helps minimise the financial impact to your business when an interruption to your normal operations occurs after a physical loss of business assets. Interruption insurance is designed to help you carry on through the event and after the damage has been repaired

Protects your business and it’s data from cyber crime including data breaches, data recovery costs and network security breaches. It helps to assist with loss of income and helps manage & recover from a cyber liability event.

Protects your car if it is used for business use, allowing you to be protected for your vehicle, also providing cover for third-party damages and liability.